3DS Test Cards

3D Secure Test Cards

Version 2.x

The following test cards can be used when testing the 3D Secure v2.x process. These cards will return an error when used with the DirectSend Pull/Push Transaction endpoints.

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  • Expiry Date
    • The expiry month is always 01.
    • The expiry year is the current year plus 3 years. For example: In 2020, the Expiry Date value is 01/2023.
  • Security Code (CVV): any 3‑digit code
Card NumberNetworkPromptECI3D Secure Verification Status
4005519200000004VisaN05Successful Authentication
4485660000000007VisaN07Not Authenticated
4012000033330026VisaY? - Depends on the challenge completionChallenge Required
4124930001898619VisaError: Card Not Enrolled
5296345017707556MasterCardN02Y
5309572686772257MasterCardN00N
5306649221068087MasterCardY? - Depends on the challenge completion? - Depends on the challenge completion
6011421812165456DiscoverN05Y
6011891662320957DiscoverN07N
6011195991991268DiscoverY? - Depends on the challenge completion? - Depends on the challenge completion
340200784265287AmExN05Y
371632530176123AmExN07N
343043388426740AmExY? - Depends on the challenge completion? - Depends on the challenge completion

Version 1.0 

The following test cards can be used when testing the 3D Secure process. These cards will return an error when used with the DirectSend Pull/Push Transaction endpoints.

Verify Enrollment and Verify Signature (/api/v1/transactions/pull/3D-Secure, /api/v1/transactions/pull/3D-Secure/verify)

Card NumberBrandExpiry MonthExpiry YearCVVAddress StateAddress Line 1Address Postal CodeAddress CountryAddress City3D Secure Result3D Secure Verification Status
4000008500910067Visa122027990ON123 Front StM5V3Y4CANTorontoCardholder Not EnrolledN/A
4000111111111115Visa122027753ON123 Front StM5V3Y4CANTorontoNot AuthenticatedN/A
4242424242424242Visa122027212ON123 Front StM5V3Y4CANTorontoChallenge RequiredNot Authentication
4111111111111111Visa122027753ON123 Front StM5V3Y4CANTorontoCard Holder EnrolledSuccessful Authentication
4000008500910166Visa122027999ON123 Front StM5V3Y4CANTorontoMerchant not participatingN/A

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Related pages

3DS Status Codes
3DS Test Cards
Test Cards